Expertise
- Fractional CFO
- Due Diligence
- Mergers & Acquisitions
- Finance
- Finacial advice
- Business Growth
- Busines Development
- Advisory
- Buying a Business
- Selling a Business
- Small business
- Bookkeeping
- E Commerce
- SaaS
- Manufacturing
- Retail
- Financal services
- Forecasting
- Exit Planning
- Exit Strategy
- Valuation Services
- Forecasting & Budgeting
- Budget Planning
- Mergers and Acquisitions
- analysis
- Analysis Growth Industry
- Cash Flow Management
- cash flow
- Capital Assets
- KPI Development & Reporting
- Vetting
- Construction
Summary
Frak Finance helps small and medium-sized businesses (SMBs) navigate critical financial milestones - whether they are acquiring, scaling, or exiting their business. We provide fractional CFO services and strategic financial guidance to ensure business owners make informed decisions that drive long-term success.
Our Expertise:
1. Buy-Side Due Diligence
We help investors and business owners make informed acquisition decisions by conducting thorough financial due diligence, including:
Financial Statement Analysis - Evaluating historical performance and key financial metrics.
Quality of Earnings (QoE) Assessments - Identifying risks and validating revenue streams.
Cash Flow & Working Capital Review - Ensuring financial sustainability post-acquisition.
Risk & Compliance Assessment - Mitigating potential financial and operational risks.
2. CFO Advisory
We act as a strategic financial partner, providing executive-level guidance without the cost of a full-time CFO:
Financial Strategy & Forecasting - Aligning financial planning with business growth goals.
Profitability & Cost Optimization - Improving margins and operational efficiency.
Budgeting & Cash Flow Management - Ensuring long-term financial health.
Investor & Board Reporting - Delivering clear financial insights to stakeholders.
3. Mergers & Acquisitions (M&A) Advisory
Navigating an M&A transaction requires expert guidance. We support businesses with:
Transaction Structuring - Optimizing deal terms and financing options.
Financial Modeling & Valuation - Providing accurate business valuations and financial projections.
Deal Execution Support - Managing financial due diligence, negotiations, and integration planning
4. Bookkeeping & Financial Management
Accurate financial records are critical for decision-making and compliance. We provide:
Full-Service Bookkeeping - Transaction recording, reconciliations, and financial statement preparation.
Accounts Payable & Receivable Management - Streamlining cash flow and vendor relationships.
Payroll Processing & Compliance - Ensuring accuracy and regulatory adherence.
About Tom Dillon, CFA
Before founding Frak Finance, Tom built a career in investment banking, financial strategy, and business operations. He began at William Blair, a leading Chicago-based investment bank, before transitioning into operations as CFO (later CEO) of a $10M eCommerce company, where he firsthand experienced the challenges of business ownership. Tom later launched and expanded two real estate companies, refining his acquisition strategy to grow his multi-family portfolio.
At Frak Finance, the mission is clear: simplify finance, drive growth, and plan your exit strategy with confidence.
Experience
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Frak Finance
Owner
- Current -
William Blair & Company
Stock Analyst
2010 - 2017- Launched an entirely new sector for William Blair that generated nearly $3 million in three years.
- Top stock pick in 2013 and 2014, which were up 96% and 53%, respectively.
- Developed proprietary database used as basis for entire sector upgrade and downgrade call which yielded +20% (and in one circumstance 40%) in a single day. -
Entrepreneurial Endeavors
Founder and CEO
2016 - 2023- Jetson = Learned how to raise capital, build a Saas tech company, find product market fit, & launch various go-to-market strategies.
- Zebra = Learned how to manage people and implement systems & processes in order to scale effectively.
- McRealty = Learned how to ask the right questions, build relationships, serve clients, and execute on effective cold outreach. -
Fractional Finance Department
Fractional CFO
2017 - CurrentPrevious Work: Jon Miller (former CEO AOL, CEO Hulu; COO USA Networks);
Previous Work: Hesky Kutscher (2 exits 100MM+); Dhruv Singh (1 exit; 1 profitable; ex-McKinsey);
Previous Work: Mike Evans (Co-founder of Grubhub; Founder of Fixer);
Education History
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Master of Business Administration (MBA)
Northwestern University – Kellogg School of Management
2016 - 2017Focus:Finance & Entrepreneurial Strategy
Qualifications
Chartered Financial Analyst (CFA) from CFA Institute
